Auxiliary Benefits in Social Security Disability Insurance

Men and women who apply for Social Security Disability benefits are under the premise that only the disabled worker can receive benefits from the Social Security Administration. This is not necessarily the case. Sometimes, disabled relatives, such as their spouse and their children, might get benefits too. Auxiliary benefits refer to paid benefits to other family members.

It is important to note that family members of employees that are eligible to get SSDI might be qualified for auxiliary benefits. Family members of men and women who receive SSI (Supplemental Security Income) aren’t eligible for additional benefits from the Social Security Administration.

When you qualify for Social Security Disability Income benefits and your partner or your dependent children desire to be eligible for auxiliary benefits, there are particular criteria that have to be fulfilled. You can add them to your claim during the initial stages of the application process, or even after your Social Security disability proceedings.

Your child can get back pay for auxiliary benefits depending on the date you applied and when you were found handicapped. Auxiliary benefits paid to the child being handicap recipients as well as benefits each parent receives.

Your child can receive auxiliary benefits if you’re disabled when you applied. Please note that the 5-month waiting period applies for auxiliary benefits as well.

How Much SSDI Will My Child Get

Determine the number of auxiliary benefits by obtaining your maximum family benefit amount that your eligible spouse or children can receive. For example, if your monthly benefit amount is $1000, in that case, your household maximum should fall between $1,500 (150%) and $1,800 (18%). It should be no more than half the benefit, meaning that the child can obtain no more than $500 from the situation. However, if you’ve got two children and your family maximum is $1,800, then each child would only qualify for $400 a month to avoid exceeding the family maximum amount. Auxiliary benefits given to every individual in the home will vary by the number of individuals obtaining benefits.

Determine the amount of your own Social Security benefits. Your spouse and child are eligible for benefits equal to the quantity of one-half of your insurance payment. In other words, that’s half of your monthly gains. Until they’re no longer considered dependents or you die, the child may then receive three-quarters of the total benefit amount. However, there’s a family maximum that the Social Security Administration puts on advantages. In case your household exceeds this sum, your benefits per person will drop. The maximum is based on the individual getting SSDI income. The family maximum is generally between 150% and 180% of the recipient’s benefit level.

SSDI Auxiliary Benefits Taxable

Auxiliary payments on a wage earner’s record are deemed income for the auxiliaries, who may need to file another tax return. You can have 7%, 10%, 15% or 25% of your gain. If you believe part of your social security benefits will be taxed because your other income plus half of your social security benefits will exceed $25,000 ($32,000 for married couples filing jointly), you can choose a minimum withholding percentage of 7%.

Consider these when making your decision, so that the maximum amount of your benefits that can be taxed is around 85%.


Auxiliary benefits can be beneficial for a single parent, a big family, or anyone with a spouse. It’s important to remember that these benefits can be altered if your household size changes. In case you’ve got a child, your gains may go up. If your child leaves for college or reaches an age greater than the set limit, your benefits might go down.

Read More: Disability Attorney for Your Case and How to Find Them